Harmony At Last, LLC

Reviewing your credit report each year is a very important part of keeping your financial life in order, although it doesn’t always make it to the top of your to-do list.

There is no cost to getting your credit report as you are entitled one free credit report every year under the Fair and Accurate Transaction Act.

It takes about 5 minutes by phone to order the report from all three major credit reporting agencies (Equifax, Experian, and TransUnion). The hardest part was getting the computer to understand how to spell ‘cubino’. I guess ‘b’ sounds too similar to ‘v’ when a computer hears me say it!

Take the next step…

• Visit annualcreditreport.com OR
• Call 1-877-322-8228 OR
• Complete the Annual Credit Report Request Form and mail it to:
  
  Annual Credit Report Request Service, P.O. Box 105281, Atlanta, GA 30348-5281

Vermont’s Senator Leahy has organized the Women’s Economic Opportunity Conference for 12 years. This amazing conference, to be held on Saturday October 25, 2008,  is free and registration is now open.  The focus is on business, life management, technology, and stress busters. There are many sessions to choose from. Julie Cubino will be a speaker for the following two sessions:

It’s About Time

We make time, save time, waste time, and spend time. And sometimes we feel that there is never enough time. At the end of all that, there is still 24 hours in the day. Learn the basics of time management and develop a framework for your own life that allows you to focus on what’s most important to you and still have time to pause.

Achieving Harmony in Our Lives

There are so many different roles that women have as part of their life. Whether working inside or outside of the home, women may also be partners, parents, chauffeurs, students, volunteers, caretakers, cooks… They are each also individual beings and their spirits long for more balance, more time, more sleep, and more fun. Be ready for inspiration in this seminar and begin to create a work/life balance that is all your own.

Register now!

Safety Central has created very detailed checklists for emergency preparedness. Whether you’re looking for checklists for the home, car, or office you can finf it in this great resource.

Swimmer Michael Phelps, world recorder holder and Olympic gold medalist, was diagnosed with ADHD as a child. His mother, Deborah, recently was interviewed by the New York Times and discussed Michael’s challenges during childhood, his diagnosis, the period of time he used medication, and how swimming became an outlet for his energy.

My favorite part of the article was the statement “Too many adults looked at Ms. Phelps’s boy and saw what he couldn’t do. This week, the world will be tuned to the Beijing Olympics to see what he can do.”

This is a fabulous success story of Phelps embracing his gifts and getting support for his challenges. The loving role his mother played in advocating for him was also invaluable.

There is a great 20 minute video available to watch for free on the internet. It’s called The Story of Stuff and it takes viewers through the life cycle of how our stuff is created, marketed, sold, and disposed of.

Easy to watch and very eye opening- it’s a must see for anyone who participates in the consumerism of our modern life.

After watching this video, recognize that the good news is that each of us can contribute to changing this life cycle simply by making different choices. We vote with our wallet and we can choose a new path by “voting” for products that are gentle on the earth.

Things can feel like they are spinning out of control sometimes, can’t they? And at those times you wish everything would stop, just for one minute, so that you could catch your breath.

When you want that moment of solace, just for one minute, to find your peaceful place again, the following web presentation can help. Titled “Has Anyone Told You?” will provide you that moment.

A friend shared this with me and I have viewed it several times. It always have the effect of helping me to breathe, slow down, and remember what is most important,

Click here to read part one.

Empty time on your calendar also provides value too. I wear many hats- as an entrepreneur, mom, wife, friend, volunteer, etc I have many different things vying for my time and attention. People have asked me many times what my secret is as a professional organizer that allows me to optimally manage my time. I have a basic philosophy for my calendar that you may find useful too…

I allow a bit of open time in my schedule. I don’t like it when my calendar is packed so tightly that one minor blip can throw off the whole day. For me, mastering time management is more than simply about scheduling each minute of my day. It’s about leaving time to pause so that the creative inspirations can come through and so that I can handle the unexpected during the day.

Empty space on my calendar provides the much needed peacefulness that allows me to do my best. Give yourself some empty space on your calendar each day and watch your peacefulness and creativity soar!